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Blog for Auto, Home, and Life Insurance Articles in Bluffton, Fort Wayne, New Haven, Berne, Geneva, Portland, Decatur, IN, and the Surrounding Areas

Learn all there is to know about insurance.

two people riding ATVs through the mud

6 Reasons to Insure Your All Terrain Vehicle (ATV)

Blazing trails on your ATV out in the fresh, clean, country air is an indescribable joy that can only be felt. Thinking about insurance against damages and injuries is no joy, but it is a hill that you and your agent need to charge over together so that you can continue doing what you love. […]

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The 3 Most Costly and Unimaginable Business Claims

Insurance is all about risk mitigation, not risk elimination. Risk is something that is always there. Without anticipating it, more than 40% of small businesses will see a property or liability loss within the next decade. Knowing this, the responsible question from any business owner is, “do I have sufficient coverage?” The most expensive claims […]

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image of paperwork on a desk

Bundle Up! What It Means to Bundle Your Insurance Policies 

Bundling up isn’t just for winter – it is also a way to save on your insurance premiums. What happens when you have a lot of coverages but don’t bundle them? You end up with many confusing pieces of paperwork, and you could be spending more money than you need. Do you have different policies […]

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image of a roofing contractor walking on a roof performing an inspection

Important Tips for Your Roof Inspection

Your roof is your home’s first line of defense from the natural elements such as rain, hail, snow, and debris. Even a small crack can cause extensive damage, so it is a good idea to conduct routine roof checks. This helps keep your home and family safe, while also ensuring you have documentation of professional […]

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woman with e-commerce business preparing a package to ship

What Kind of Insurance Do Web-Based Businesses Need?

With an increasing number of consumers shopping for goods and services online, digital businesses have been able to experience tremendous growth. But as a company takes on more orders, clients, and staff, the owner’s liability also increases.  You can protect yourself and your investment in your business through certain types of insurance. Even though your […]

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Five Ways Walking Daily Can Change Your Life

The Center for Disease Control recommends taking 10,000 steps per day to maintain good health. This is the equivalent of about five miles, but the average American only takes about 3,000 to 4,000 steps or 1.5 to 2 miles per day with a moderately active lifestyle. The best and simplest way to increase your daily […]

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image of young small business owners

Small Business Owners: What Kind of Insurance Should You Offer to Employees? 

Understanding what types of insurance to offer your small business’s employees can feel like a challenge. However, this is a great problem to have! It means you as the owner has done a wonderful job growing the company and adding new staff members to your dedicated team. Health insurance benefits are a major way to […]

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image of a mother showing her son how to brush his teeth

Seven Ways to Make Dental Health Fun for Kids 

Cavities are one of the most common chronic diseases affecting children today, but the good news is they are almost completely preventable. According to the Center for Disease Control, about one-third of all cavities can be prevented by fluoride varnish, which children can obtain from dental applications, fluoride-treated water, and toothpaste containing fluoride. Below, we […]

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image of a home under construction

Buying a Fixer-Upper? Here’s What You Need to Know About Insuring It

If you are looking into buying a home, you may be experiencing a bit of a hard time due to the current circumstances of the housing market. Buying a fixer-upper can sometimes provide a shortcut to homeownership, whether you are a first-time homeowner or buying your next home. With the low inventory but high demand for homes, the difficulty of obtaining a home has increased, especially on a budget. This […]

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image of woman running a company errand in her personal vehicle

Beyond the Commute: How to Ensure Your Business Vehicles are Covered

Insurance companies typically view individuals who drive a vehicle as part of their daily job as high-risk drivers. This is because they are simply on the road more frequently than the average commuter. If you own a business that requires employees to travel outside of their daily commute to the office or offer company-titled vehicles, […]

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