What Is Life Insurance?
You have a lot going on in your life, from your career to your family and other interests and obligations. There are many people that are counting on you in Bluffton, Fort Wayne, New Haven, Portland, Decatur, IN, and the surrounding areas, and an easy way to help them is to get life insurance from our team at Bixler Insurance. Life insurance is there to help your family financially so that they do not struggle. Your life insurance could help to pay off a house, provide income to replace what was lost, and to help your children with higher education opportunities. Whether you opt for a whole life insurance policy or instead go with a term life insurance option, it is important that you provide this protection for your family. Contact us today to learn more and review your current life insurance.
Term life insurance- provides only protection and flexible premiums for a specific period of time, during which, if you die, your beneficiaries will be awarded a benefit. People usually opt for term life insurance until they reach a point where they consider it “safe” to withdraw, such as when their home is paid off or their children graduate from college.
Permanent life insurance- provides lifelong protection to beneficiaries and is priced for you to keep over a long period of time. This type of insurance acquires cash value, and the premiums are usually fixed.
Life insurance is usually directed toward those who are in the working years of their lives. They have a number of obligations such as a home mortgage, ongoing monthly bills, as well as other debts. It is important to have a way to replace the lost income that was paying for these things, and life insurance is the best way to do this. However, those obligations don’t necessarily end as we get older and enter retirement.
Senior life insurance is meant to help cover the final expenses when you pass, such as burial costs and other funeral expenses. However, it can also provide a way to help cover other debts that are in place, such as from a home or a vehicle, and it could help provide other finances for family members. Life insurance for seniors has the same benefits as does life insurance for others, namely to provide finances to ease the burden from their loss.
Get a Quote for Life Insurance
Life insurance isn’t about the person who passes, it is meant for those that remain after the person is gone. Life insurance is a way to help deal with debts, to handle final expenses, as a way to protect your income, as a way to help provide wealth for future generations, and many other needs. There are a variety of options with life insurance include whole life, term life, and senior life insurance. Help your family sleep better in Bluffton, Fort Wayne, New Haven, Portland, Decatur, IN, and the surrounding areas because they know that you have life insurance with Bixler Insurance. Contact us today to learn more and review your current life insurance.
Purchasing life insurance from our providers gives you a variety of options, including the following:
- Income replacement during working years
- Wealth transfer
- Tax-deferred Wealth Accumulation
- Income protection
Insure your future today.
Contact An Agent