Renters Insurance In Berne, Decatur, Bluffton, Portland, Geneva, Indiana, and the Surrounding Areas
When you rent, you put yourself and your property in unknown territory. Protect your assets from the unexpected with renters’ insurance.
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Renters Insurance
While we all know and understand the importance of insurance for our homes and vehicles in Berne, Decatur, Bluffton, Portland, Geneva, Indiana, and the surrounding areas, those who rent their home should also have renters insurance to protect them. At Bixler Insurance we are trying to help more people know that renters insurance is a good thing to have because of what it can provide when things go bad.
Not only does it protect the things that you own, such as electronics, furniture, and more, but it can also provide for living expenses should your main home become uninhabitable, and it also helps to provide liability coverage if someone gets injured at your home. Contact our team today to learn more about getting the right renters insurance policy in place.
Understanding Renters Insurance
While most people correctly understand that renters insurance protects the items that you own, such as electronics and furniture, there are a couple of items that many don’t realize with having renters insurance. First is that it provides liability coverage in case someone gets injured while at your home. This can help cover medical expenses, but it can also help to cover damages that you make to someone’s property as well.
The other aspect of renters insurance that not many realize is that it will help to cover living expenses if you need to live elsewhere as your home is uninhabitable due to a covered event. This can cover not only your living expenses, such as a hotel stay, but it can also help to cover some meals and food while you are out of your home.
Affordable Renters Insurance
Just like homeowners insurance, renters insurance will need to have a record for any specialty item that is beyond the normal expenses. Things like jewelry, artwork, and other items that have a high dollar value will want to be stated on a rider, otherwise their full value will not be given. It is also important for you to document your items, especially the high-value ones, and keep those images in a safe place. Providing an inventory of what you own will make it much easier when you file a claim with your renter’s insurance.
Renters insurance is one of the most affordable insurance policies that anyone in Berne, Decatur, Bluffton, Portland, Geneva, Indiana, and the surrounding areas can purchase. It provides the safety net when things go sideways and ensures that you will have a place to live without breaking the bank. Talk with our team at Bixler Insurance today about getting the right renter’s insurance policy. Contact us today to learn more.
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