Flood Insurance

When Waters Rise, We’ve Got You Covered

Flood InsuranceIn Berne, Decatur, Bluffton, Portland, Geneva, Indiana, and the Surrounding Areas

Protection That Goes Beyond What Homeowners Insurance Covers

Even just a few inches of floodwater can cause thousands of dollars in damage. While your homeowner’s policy protects against many risks, it typically does not include flood damage. That’s because adding flood coverage significantly raises costs, making it a separate policy most insurance carriers don’t bundle into standard home insurance.

Flood insurance is essential for protecting your home and personal belongings from the devastating effects of rising water caused by storms, heavy rain, or natural disasters. At Bixler Insurance, we work with you to assess your flood risk and help you choose the right policy, ensuring you’re fully covered before water becomes a concern. With the right coverage in place, you can have peace of mind knowing that you’re prepared for the unexpected.

Safeguard Your Home

Flood insurance provides essential protection that standard homeowners policies don’t include. With the right coverage in place, you can safeguard your home and belongings in these key areas.

  • Building Property Coverage protects the structure of your home, including the foundation, plumbing, electrical systems, HVAC equipment, and built-in appliances, helping you rebuild after major water damage.
  • Personal Property Protection covers your belongings – furniture, electronics, clothing, and more if they’re ruined or lost due to flooding.
  • Coverage for Essential Systems helps replace or repair critical home equipment like water heaters, air conditioners, and major appliances damaged by rising water.

We’re here to help you stay one step ahead of the storm.

Let’s build a flood policy that protects your home, your investment, and your peace of mind.