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Contractor’s & Builder’s Risk Insurance


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Contractor’s Insurance and Builder’s Risk Insurance in Berne, Geneva, Fort Wayne, Decatur, Bluffton, IN

As an independent construction contractor, you know your position comes with many risks.

Although you take precautions to protect yourself, your crew, and your clients, you can still make mistakes that result in injuries or damage. Contractor’s insurance is essential to wise risk management for contractors in Fort Wayne, Bluffton, Berne, and nearby Indiana neighborhoods.

Bixler Insurance, Inc. offers diverse builder’s risk insurance policies to cover all vulnerable aspects of each construction project you take on. When breaking ground on a fresh construction site, you cannot predict how various elements will impact the deadline or project integrity. Our contractor protection plans help you navigate those variables easily and safely.

Contractor’s Insurance

The construction industry is a risky business. Even the most seasoned and professional contractor could face problems like:

  • Equipment damage: Diggers, cranes, and other machinery help with dangerous tasks and cost lots of money to repair or replace. Purchase builder’s risk coverage in Berne, Geneva, Fort Wayne, Decatur, Bluffton, IN, and the surrounding Indiana communities to mitigate those expenses.
  • Structural mishaps: A contractor’s liability insurance policy can protect your most expensive asset: your construction project.
  • Injuries: One of your crew members could get hurt on the job. Contractor’s insurance helps you cover medical bills and recovery treatments.
  • Destructive weather: You can’t always predict the weather with a forecast for Berne, Geneva, Fort Wayne, Decatur, Bluffton, IN, or nearby areas. Our builder’s insurance options help you plan for these wild cards.


Builder’s risk insurance protects your construction business from these and other catastrophes. Your preparedness showcases your industry experience, expertise, and reputation.

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Builder’s Risk Insurance

When are construction insurance policies essential to safeguarding your operation and project undertakings? Most, if not all, independent construction contractors need some type of builder’s risk insurance coverage. However, you’ll want to shop for it if:

  • You consult or advise others about projects.
  • You use any machinery or vehicles to help you get the job done.
  • You work on high-risk projects with the potential for injury.
  • You are a subcontractor who relies on your own protective and preventive resources.
  • You own the land on which construction takes place.


Contractor’s insurance can protect all parties involved in any given project in Bluffton or Decatur, IN, and nearby areas.

Contact Bixler Insurance, Inc.

Learn more about general coverage or policy specifics that best suit your needs.
Our agents will address all your questions and concerns.

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