From the tractors to the silos to the farm animals and a lot more, farms in Bluffton, IN, Decatur, IN, Fort Wayne, New Haven, IN, Portland, IN, and the surrounding areas have a lot that needs protecting. Farm insurance can cover all of these items and more, and the team at Bixler Insurance can help work through all of the different options with you for your farm. Whether you have a small hobby farm, a family farm with multiple generations running it, or a large farm with hundreds of animals and thousands of acres, no two farms will need the same coverage. Contact us today to schedule a review of your farm insurance to make sure you aren’t leaving your farm exposed and unprotected.
While you might think that farm insurance is just a single policy, in fact it is a bundle of different policies that allow you to customize your protection based on what you do and what you require. Typically the different coverages fall into one of three broad categories: the home and home belongings, farm buildings and property, and liability.
Because in many cases the family home is located on the family farm, it makes sense that your farm insurance would provide for home coverage as well as the contents of your home. Essentially this is a home insurance policy and operates the same way, offering protection for the structure and contents from a variety of things.
A farm usually features other buildings beyond the home, such as large buildings to house the equipment used in operations of the farm, barns and silos for storing feed, buildings to house the different farm animals on the property, as well as other buildings. You will also want to have insurance coverage for the equipment and the animals that are housed in these buildings.
Finally there is the liability aspect which is important to have when you have people come onto your farm property. Anyone could injure themselves on your property even if they have been on farms before. Salespeople, installation teams, delivery people, and others who are on your property and injure themselves could sue you, and liability insurance will help to protect you in these instances.
Operating a farm is a lot of work and presents many different challenges and opportunities. Having farm insurance from Bixler Insurance will help to protect you and your equipment in Bluffton, IN, Decatur, IN, Fort Wayne, New Haven, IN, Portland, IN, and the surrounding areas. Don’t take chances with your livelihood, contact our team today to learn more.