Your home is one of the most valuable assets that you will ever own in Bluffton, IN, Decatur, IN, Fort Wayne, New Haven, IN, Portland, IN, and the surrounding areas. It is important to protect your home with the right amount of home insurance, and our Bixler Insurance agents will help to find you the best home insurance for the lowest price. We are an independent insurance agency and will get quotes from several different insurance companies, and this means that we are working for our clients and not the insurance companies. Getting the right home insurance coverage is important and we will take the time to answer any questions you have. Contact us today to learn more about home insurance.
Home Insurance Coverage
When it comes to what is covered in a home insurance policy, there are generally six different areas that you should be aware of and understand what they address for your property. The first is the dwelling itself, or your home. This covers damage to the home, and the number listed should be enough to rebuild your home.
You likely have other structures on your property, such as a shed or a fence. These are typically covered up to a percentage of the dwelling amount. Another big coverage area is your personal belongings, such as furniture, clothes, utensils, appliances, and more. If these are damaged or stolen you can be compensated for the loss.
Your home insurance may also have a loss of use clause where you will have expenses associated with a different living location paid for until your home is capable of occupancy. Personal liability is also a part of home insurance and covers the costs of accidents and injuries on your property. Finally, some policies also have medical payments to help cover costs of an injury regardless of fault.
Getting The Right Home Insurance
With all of the different insurance companies out there, they will not all provide you with the same quote for home insurance. This is why it is so important to get quotes from several different insurance companies, and at Bixler Insurance we can do that shopping for you. We have helped homeowners all over Bluffton, IN, Decatur, IN, Fort Wayne, New Haven, IN, Portland, IN, and the surrounding areas get their home insurance in place, and we can help you as well. Contact us today to get your home insurance in place.